Risk Profile

So what is your investment risk profile?  

Your risk profile essentially relates to your attitude toward investment volatility and is really a measure of how comfortable you are with things like the possibility of negative returns on your portfolio, experiencing returns that might vary quite dramatically from year to year, and also the possibility that you might not achieve the returns that you need.  

Now it's important to understand the expected investment risk and likely returns of a asset class or strategy that you put together and also have it fit with your personal situation and your financial goals. Other factors to consider when we’re helping you to establish your risk profile would be your willingness or perhaps not, to accept the possibility of a negative return, obviously with the trade off being potentially higher returns over the longer term. Your investment goals and objectives; why are you investing your money? What are you hoping to achieve? Your investment time frame; after how many months or years are you going to need to access this money? What experience and understanding do you have of financial markets and also your age and the stability of your ongoing income are factor in determining what your risk profile really should be. 

In short, working with a specialist investment financial planner to establish your risk profile is a really key piece in terms of putting together your overall investment strategy.

When it comes to investments that could potentially impact on your family, it is vital that you seek appropriate financial advice from a licensed financial adviser.

There are no ‘one cookie cutter’ solutions for investments and factors that play on the returns you will see can be determined by your personal situation, so it is important to sit down and discuss these with an adviser.

Future Assist have Licensed Financial Advisers in Sydney, Melbourne, Brisbane and the Gold Coast and can arrange your FREE initial consultation in the comfort of your home, in our office or via Skype.

Contact Future Assist today: 1300 118 618

Or, contact us on the Future Assist website here >